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Financial Planning Roundup: Long-Term TIPS Yielding 3%

TIPS maturing in 2046 or later are yielding slightly above 3% as of last Friday. (And TIPS maturing 2042-2045 aren’t far below 3%.)

It’s important to understand that interest rates are quite hard to predict. And there’s no rule that says that TIPS yields can’t go meaningfully above 3%. So there’s no way to say, “today is the very best time to buy.” But it is fair to say that “inflation + 3%” is a better expected return from the bond side of a portfolio than has been available for quite some time, without using lower-quality bonds.

Other Recommended Reading

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What is the Best Age to Claim Social Security?

Read the answers to this question and several other Social Security questions in my latest book:

Social Security Made Simple: Social Security Retirement Benefits and Related Planning Topics Explained in 100 Pages or Less

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